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You would need to check the terms and conditions of the card and make sure you meet the criteria before applying.

The number of cards you can transfer depends on what is authorised by the bank.

Most will allow a number of different balance transfers on the time of application.

The introductory interest rate reverts to a new interest rate at the end of the introductory offer period.

Whatever balance remains will be charged at that ‘revert rate’.

The total balance amounts on those cards need to be within the credit limit amount you are approved for by the new issuer.

If the total balance amount on the old cards is more than the approved credit limit on the new card, then you won't be able to transfer over all of the balances.As far as we know, Citibank is the only institution at the moment who allow loan balances to transferred to their credit products.This is the total amount you are allowed to transfer over to the new credit card.Note that many issuers may only let you transfer a certain amount of your approved total credit limit e.g 80%, so check the terms and conditions of this closely.You can transfer a loan balance, you just need to check if the new issuer accepts them.Apply online in 5-10 mins, most with 60 sec response.

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